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类别: 数据、研究和报告 |
发表

研究办公室博客:COVID-19大流行期间的信用评分转换

在大流行期间,信用评分等级的分布向上移动. Individuals in all credit score tiers were more likely to move up at least one tier or remain in their own tier during the p而且emic, 但对于拥有次级信用评分的皇冠app下载来说,向上流动性的改善尤其明显.

类别: 在皇冠app下载金融保护局 |
发表

利用特殊用途的信贷计划来满足未满足的信贷需求

Far too many minority households 而且 businesses continue to lack fair 而且 公平的 access to credit. Federal agencies encourage lenders to explore use of special purpose credit programs to better serve historically disadvantaged individuals 而且 communities.

类别: 数据、研究和报告 |
发表

新的报告探讨了信用卡额度下降对皇冠app下载的影响

获得信贷在金融弹性方面发挥着关键作用, 尤其是在经济低迷时期. Credit card companies used credit card line decreases to reduce their credit exposure during the Great Recession 而且 the COVID-19 p而且emic. 新的研究探讨了信用额度减少决策对皇冠app下载的影响.

类别: 数据、研究和报告 |
发表

Report illustrates how the big three credit reporting companies are giving consumers the runaround

皇冠app下载金融保护局的一份报告显示,ncra在很大程度上依赖于模糊, 回复皇冠app下载向该局提出的投诉的无用的形式信件. 这种做法, 在2020年激增, left families 而且 communities vulnerable at the height of an unprecedented global p而且emic 而且 economic crisis.

类别: 数据、研究和报告 |
发表

在大流行期间,信用卡的信贷渠道有所下降, 但抵押贷款和汽车贷款增加了

This post is the fifth in a series documenting trends in consumer credit outcomes during the COVID-19 p而且emic. 获得新信用卡的机会减少了, 但自疫情开始以来,获得抵押贷款和汽车贷款的机会有所增加.

类别: 数据、研究和报告 |
发表

在疫情期间信用卡限额停滞不前后,大多数群体的信用卡限额正在上升

This post is the fourth in a series documenting trends in consumer credit outcomes during the COVID-19 p而且emic. Credit card limits stagnated or declined for most credit score groups early in the p而且emic, 但最近几个月一直在上升. 尽管大流行开始时债权人关闭的账户激增, 账户关闭的比率并不高.

类别: 数据、研究和报告 |
发表

与大流行前的水平相比,信用卡使用量仍在下降

This post is the third in a series documenting trends in consumer credit outcomes during the COVID-19 p而且emic. The economic disruption of the p而且emic does not appear to have caused consumers to run up large credit card balances. 事实似乎恰恰相反, 2020年4月起, 信用卡余额和使用率持续下降, 而且 the share of credit card borrowers that carry a balance rather than pay in full have also declined.

类别: 数据、研究和报告 |
发表

皇冠app下载信用记录报告援助的趋势

This post is the second in a series documenting trends in consumer credit outcomes during the COVID-19 p而且emic. 2020年7月起, consumers have transitioned out of assistance to varying degrees across all credit products, 但仍有相当一部分抵押贷款借款人继续接受援助.

类别: 数据、研究和报告 |
发表

尽管发生了大流行,信贷账户拖欠率仍然很低

该局的新研究调查了截至2021年4月的消费信贷趋势, 发现信用卡拖欠率几乎没有增加, 汽车贷款, 抵押贷款, 以及COVID-19期间的学生贷款. 拖欠率也低于大流行前的水平, 可能是公共和私人干预的结果.

类别: 数据、研究和报告 |
发表

皇冠app下载使用发薪日,汽车所有权和典当贷款

亚搏体育官方网站的收支平衡调查系列的一项新分析着眼于皇冠app下载如何利用发薪日, 汽车的标题, 还有典当贷款. 这些贷款的使用每年都是持续的. 这些贷款的一些皇冠app下载可以获得成本较低的信贷, 而其他人则无法获得其他信贷.

类别: 数据、研究和报告 |
发表

Making Ends Meet series: Changes in consumer financial status during the early months of the p而且emic

A new analysis in our Making Ends Meet survey series looks at the early impact of COVID-19 on the financial status of consumers, finding that their ability to stay on top of their finances was greater in June 2020 than June 2019, likely as a result of 政府ernment policies 而且 private programs to reduce financial distress.

类别: 数据、研究和报告 |
发表

通过大流行保护皇冠app下载:提交国会的2020年公平贷款报告

本报告描述了亚搏体育官方网站对公平借贷活动的监管, 执行, 指导和规则制定, 跨部门协调, 以及2020年的推广和教育.

类别: 政策和遵从性 |
发表

El CFPB en búsqueda de comentarios formales para mejorar las directrices para servir a consumidores 地蜡

El CFPB planea desarrollar directrices para la atención a consumidores 地蜡 o con Limitado Manejo del Inglés y para ello, está recibiendo comentarios públicos formales a través de su Solicitud de Información del año 2020 sobre la Ley de Oportunidad Equitativa al Crédito y Regulación B.

类别: 政策和遵从性 |
发表

本局寻求正式意见,以便为即将推出的服务低成本计划皇冠app下载指引提供资料

The Bureau plans to develop guidance on serving consumers with limited 英语 proficiency (地蜡) 而且 welcomes formal public comments through the Bureau’s 2020 Request for Information on the 平等信贷机会法 而且 调节B.

类别: 数据、研究和报告 |
发表

New report explores the prevalence of actual payment information in consumer credit reporting

This report explores the prevalence of actual payment information in consumer credit reporting. Quarterly Consumer credit trends 报告 focus on a specific consumer financial product or issue using a longitudinal, nationally representative sample of de-identified credit records maintained by a nationwide consumer reporting agency.

类别: 在皇冠app下载金融保护局 |
发表

更多的CFPB资源以多种语言提供

Consumers who are of limited 英语 proficiency face unique challenges in learning about 而且 accessing financial services. Watch our webinar to learn how CFPB is working to make our resources accessible to everyone.

类别: 皇冠app下载信息 |
发表

Ang kahalagahan ng patas at pantay na pag-access sa kredito para sa mga minorya at negosyo na pag-aari ng kababaihan

Ang Bureau ay可能pananagutan sa pagtugon sa diskriminasyon sa pagpapahiram, kasama na ang pagpapahiram sa mga kababaihan- at mga negosyo na pagmamay-ari ng minorya, na naga -aplay para sa utang sa panahon ng p而且emya ng COVID-19 sa ilalim ng CARES法案.

类别: 数据、研究和报告 |
发表

保护皇冠app下载,鼓励创新:2019年向国会提交的公平贷款报告

本局致力确保公平, 公平的, 对个人和社区一视同仁地获得信贷. 这份报告描述了亚搏体育官方网站在创新方面的公平贷款活动, 外展, 优先级, 指导和规则制定, 监督, 以及2019年的执行情况.

类别: 皇冠app下载信息 |
发表

The importance of fair 而且 公平的 access to credit for minority 而且 women-owned businesses

该局有责任解决贷款歧视问题, 包括向妇女和少数民族企业提供贷款, 在COVID-19大流行期间根据《皇冠app下载》申请信贷.

类别: 皇冠app下载信息 |
发表

La importancia del acceso justo y equitativo a crédito para pequeñas empresas en manos de minorías y mujeres

Bajo la Ley关心, en el CFPB tenemos la responsabilidad de actuar contra la discriminación en el otorgamiento de préstamos a pequeñas empresas, 2019冠状病毒病大流行持续关怀, Y cuyos dueños Sean mujeres, O pertenezcan minorías.

发表

소수민족및여성소유비즈니스의신용에대한공정하고공평한접근의중성

금융소비자보호국(CFPB: 皇冠app下载金融保护局)은 CARES 법에 따라 코로나 바이러스(COVID-19) 전염병 기간 동안 신용을 신청하는 여성 및 소수 민족 소유 비즈니스에 대한 대출을 포함하여 대출 차별에 대응할 책임이 있습니다.